Venmo, Zelle, Cash App and PayPal at checkout

Accept Venmo, Zelle, Cash App and PayPal at checkout, with every payment auto-matched to the right order.

Curevora Manual Pay hands the customer off to the app they already have, with the amount and order number prefilled. Payments come back tagged and reconciled automatically, so you never have to match a Venmo note to an order by hand.

Live in production on a real store today Non-custodial, money never touches us Works with Shopify, WooCommerce, Wix, Squarespace and more, we install it
Four payment apps, one checkout

Each payment app behaves a little differently. We're honest about it.

Where the payment app lets us, we prefill the amount and your order number. Where it doesn't, we give you and your customer the cleanest manual handoff that's technically possible.

Venmo Business

Amount + order number prefilled.

Customer taps, Venmo opens with you as the recipient, the dollar amount filled in, and your order number already in the note. They confirm. Done.

Prefills: amount, order # in the note. Fee: 1.9% + 10¢ (their rate, not ours).

Cash App

Amount prefilled. Order # one-tap copy.

Cash App's link format won't accept a memo, so the order number gets a copy-to-clipboard button right next to the pay button. One extra tap, zero typing.

Prefills: amount. Order # via copy button.

PayPal

Amount prefilled. Order # one-tap copy.

PayPal.me opens with the dollar amount ready to send to your handle. Order number sits next to the button as a copy-on-tap chip, never as a thing they have to remember.

Prefills: amount. Order # via copy button.

Zelle

Recipient + QR. Everything is copy-tap.

Zelle doesn't accept any prefilled link, nothing does, anywhere. We give your customer your handle, an optional QR, and copy buttons for every field. As close to one-tap as Zelle physically allows.

Prefills: nothing (rail limitation). Bank-set fees, often $0.

Non-custodial. Always.Money moves directly from customer to you inside the payment app. We never receive, hold, route, or transmit a dollar.
No wallet, no middleman.No wallet. No merchant account. No funds held. Your customer pays you directly.
Switch-method buttons.If a customer's Venmo is acting up, they flip to Cash App in one tap, without losing the order or the amount.
Lives in the order email.The same pay block rides inside your store's order confirmation email, your customer can pay from their inbox without coming back to the site.
How a sale actually works

Four beats. No payment detective work in any of them.

The customer pays the way they were going to anyway. You stop matching screenshots to orders from memory.

Customer checks out

Normal store checkout. They pick a payment app, Venmo, Zelle, Cash App, PayPal. The order is created and marked Pending payment.

They tap to pay

The pay button opens their payment app with the amount filled in (and the order number, on apps that allow it). Same block ships inside their confirmation email.

Money lands, tagged

Payment hits your account with the order number on it. No more "$84.00, Sarah M" with zero context.

You confirm, it ships

You verify the payment landed, mark the order Processing, and fulfill. Orders left unpaid auto-cancel on your schedule.

Pricing math, no spin

You'll also keep more per month than you would with a card processor.

The main reason to use Manual Pay is the automatic order matching above. The fee math is a bonus. Since Venmo, Zelle, Cash App and PayPal charge little or nothing compared to card processors, the same sales leave more in your account. Here's the arithmetic on a typical small-shop month: $3,000 in sales across 60 orders at a $50 average. Stripe is the baseline. Every row below it is what you'd keep instead.

Scenario: $3,000/month · 60 orders · $50 average order
You keep Processor fee
Stripe Card processor (baseline)
2.9% × $3,000 + 60 × $0.30 = $105.00 fee
$2,895.00 kept
$105
baselinevs Stripe
Venmo Personal Marked as purchase
2.99% × $3,000 = $89.70 fee
$2,910.30 kept
$90
+$15.30more than Stripe
Venmo Business Recommended for ongoing sales
1.9% × $3,000 + 60 × $0.10 = $63.00 fee
$2,937.00 kept
$63
+$42.00more than Stripe
Zelle Bank-to-bank, often free
$0 fee at most banks = $0.00 fee
$3,000.00 kept
+$105.00more than Stripe
Net per month vs Stripe: $42 (Venmo Business) to $105 (Zelle), depending on which payment app each customer picks. Annualized, that's $500 to $1,260 back in your pocket, before counting the hours you stop spending on manual matching.

Published rates as of June 2026. Your effective savings depend on your bank, your average order size, and which payment app each customer picks. We don't set these rates, the processors do.

Why this exists

Built under the same pressure it removes.

Stripe shut us down. So did the next processor, and the one after that. Our category is legal, our revenue was real, and none of that mattered to underwriting. Overnight we were running a seven-figure storefront with no checkout, refunding customers by hand, and watching abandoned carts climb while we waited on appeals that never came.

The workaround was brutal. Venmo on one screen, the order list on another, a spreadsheet matching names to amounts, a teammate on Slack confirming whether "Sarah K." was the Sarah who ordered the $84 box or the $112 box. We lost orders to typos. We lost orders to fake screenshots. We lost a full weekend of revenue the first time a payment-app link format changed and nobody noticed for nine hours.

Curevora Manual Pay is what we built to get our nights back, hardened over months of our own orders before a single other seller touched it. Then sellers in the same corner of the internet, people who'd been kicked off the same processors for the same non-reasons, started asking to run it on their stores. This is that tool, productized. Not a side project. The thing we wished existed the day we got the shutdown email.

"Six weeks of appeals, three processors, zero reinstatements. We stopped waiting and started building."The trigger
"Battle-tested on our own checkout for months before we sold it to anyone else."The proof
"Every seller we showed it to had the exact same shutdown story. Different category, same wall."The pattern
Start with a conversation

Book a free consultation. We'll tell you straight whether this is a fit.

Install starts at $500, with an optional $10/month maintenance plan, we confirm the exact scope on a free 15-minute fit check. Every store is different, different platform, different payment apps, different volume, different reasons your last processor walked away. We don't quote a final number until we've actually looked at your setup. Fifteen minutes on a call, no pitch deck, no obligation.

Free consultation

What we cover in 15 minutes

  • A walk through your current store and checkout setup
  • Which payment apps make sense for your category, average order size, and customer base
  • The real math on what you'd keep vs. what you're losing to card fees today
  • A scoped quote for install, configuration, and rollout, only if we're a fit
  • A direct "no, here's why" if we're not, with a referral when we know of one

No card required, no auto-enrollment. One call, a straight answer, and a written summary in your inbox afterward.

HOW IT WORKS

After the call

If we're a fit, you get a written scope and a fixed quote, no hourly billing, no surprise change orders. If we're not, you keep the math we ran together. Either way, the consultation costs you nothing.

REQUIREMENTS

What to have ready

Your store URL, the platform you're on (Shopify, WooCommerce, Wix, Squarespace, or other), and a rough sense of which payment apps you already use or want to accept. That's enough for us to give you a real answer.

Things people actually ask

Honest answers, including the awkward ones.

So what does it cost?
Install starts at $500, with an optional $10/month maintenance plan, we confirm the exact scope on a free 15-minute fit check. What we will tell you up front: we never take a percentage of your sales. The fees you see on each payment app are charged by Venmo, Zelle, Cash App, and PayPal, not by us. We don't add a single basis point.
Does the money go through Curevora at any point?
Never. We're non-custodial by design. When your customer taps "Pay with Venmo," they send money directly to your Venmo account inside the Venmo app. We don't have a merchant account, a wallet, a bank partner, or any place a dollar could land. Funds move customer → merchant, inside the payment app, every time.
Is payment confirmation really manual?
Today, yes, and we're upfront about it. You verify the payment landed in your Venmo/Zelle/Cash App/PayPal and then mark the order paid. Because we prefill the order number on apps that allow it, matching takes seconds, not detective work. Automatic reconciliation is on the roadmap; we'd rather ship the honest version now than pretend.
What do I need before you can install it?
A store on Shopify, WooCommerce, Wix, Squarespace, or another major platform, and at least one of: a Venmo Business profile, a Zelle-enabled bank account, a Cash App account, or a PayPal account. We handle the install, the handle configuration, the email integration, and end-to-end testing on every payment app you turn on.
Can I use my personal Venmo instead of Venmo Business?
You can, but you shouldn't, except for occasional/personal-scale sales (a craft fair, a bake sale, a one-off event registration). On personal Venmo, the buyer has to mark the payment as a purchase, which triggers a 2.99% fee and gives them buyer protection. For an actual ongoing business, Venmo Business is the right account, better fee, cleaner accounting, no terms violation.
What happens if Venmo or Cash App changes their link format?
We monitor all four payment apps. If a link spec changes, we ship a patch, usually the same day. We'll scope ongoing maintenance into your install quote so you're covered without thinking about it.
Will this work for my business?
If you sell services, custom products, event registrations, memberships, or invoice-based work on Shopify, WooCommerce, Wix, Squarespace, or another major platform and you already accept (or want to accept) Venmo Business, Zelle, Cash App or PayPal, yes. If your situation is more unusual, email us and tell us about it. We'll give you a straight answer about whether we're a fit, and we'll tell you when we're not.
Last thing

Stop matching Venmo notifications from memory.

Book a free 15-minute consultation. We'll look at your store, run the real math with you, and tell you straight whether Curevora is a fit. No card, no commitment, no pitch deck.

Questions? info@curevora.com